If your boat suffers unfortunate storm damage as the result of a hurricane or other tropical storm this season, make sure that you’re ready to handle the situation with quickness and a thorough understanding of what needs to be done. Depending on your insurance provider and the coverage that you subscribe to, the process may be different than described here, but generally the steps required to achieve proper yacht repair in Fort Lauderdale will likely be similar.
The first thing to do once a storm has passed is to assess any damages that may have befallen your yacht. Thoroughly inspect your yacht from top to bottom, inside and out, to make sure that nothing is overlooked.
When damage is located, be sure to waste no time in filing a statement of loss with your insurance company, in order to get the claims process moving along quickly. Remember, many other yacht owners will likely be doing the same thing during this time of year, so it’s imperative that you act fast to ensure that you’re getting the attention you need immediately.
Make sure that you have proof of your claim ready to submit to your insurance company, including receipts for lost items, photos of damages and any other evidence of an insurance claim. Remember, it’s best to provide too much information, as opposed to too little!
Estimates and repairs
Once you’ve filed your insurance claim, there’s nothing stopping you from getting estimates on the work required to fix your boat. Browse several local services and ask for written quotes, so that you can compare the services offered and the prices cited. Be sure to fully understand each quote you’re given and the work that will go into your boat. A quote is not a contract, so don’t be afraid to collect several.
Once you have estimates regarding yacht repair in Fort Lauderdale, you can present them to your insurance adjustor as part of your claim. This will smooth the process along and allow the insurance company to get a better idea of what your boat truly needs and what payout will cover it.
Keep in mind that your insurance claim will generally only cover the damages caused by the hurricane, so if you have other items that require repairs or maintenance, make sure that they’re covered—otherwise, you’ll end up footing that portion of the bill out of pocket!
Restoring your yacht
When the insurance check finally clears and you’re able to get the repairs you need, make sure you’re choosing a shop that’s well known and highly regarded for yacht repair in Fort Lauderdale. In many cases, “fly by night” operations may try to take advantage of boat owners after a storm, providing much lower quotes for their services… the drawback is that you often pay for what you get, which is shoddy repairs and a no refund policy!
If your boat is damaged by a hurricane or other tropical storm this season, make sure you’re bringing it to Starboard Yacht Group LLC, where you’ll get the very best in comprehensive yacht repair in Fort Lauderdale!